At Ghent Chevrolet, we know that not everyone has a perfect credit history - bankruptcy, no credit history repossession or other bad credit issues. This doesn't mean you can't qualify for financing of a new car from Ghent. We strive to get every shopper into a car in their budget, regardless of your history. 1 in 3 people who qualify for a new car lease have subprime credit, so give us a call (970) 373-4486 today or fill out the finance form to start the process today to get in a new car.
All You Need to drive away in a car today is:
Your last 2 paystubs*
Current Utility Bill, phone bill OR cable bill
Valid Driver's license
Proof of Insurance
*Proof of income for all applicants: (Bring all that apply? 2 months? Pay stubs, SSI Award letters, Disability Awards, L.E.S. Retirement Plans, Self Employed-1099s, 3 months most recent and statements, and /or last 2 years tax returns.
Auto Leasing & Bad Credit - Did you know?
It may be possible to get lease a new car with payments lower than buying a used car
In 2014, the average used car interest rate was 22% higher than new car interest rates
For deep subprime credit shoppers: Average new car interest rate: 12.42% and Average used car interest rate: 18.33%
Average monthly loan payment: $363 and the Average monthly lease payment: $234
35% of a credit score is payment history, so if you make your lease payments on time, this will improve quickly, helping to rebuild your credit