At Ghent Chevrolet we know how hard it can be to shop for a used automobile between Denver & Loveland. We especially understand how challenging it can be to shop for a car when faced with challenges like a low credit score. Our number one priority is ensuring you find a new car or truck in Greeley that not only meets your standards, but doesn't hurt your financial situation either. That's why our friendly new car financing department is here to help you get the most financially acceptable plan no matter how low your credit score. We'll help you get started by finding a used car or truck that fits your families priorities. Then we'll get you started with our pre-qualification form for sub-prime auto financing and get you an auto loan you can afford. We're also willing to take in your used car trade-in to mitigate some of the new car cost. We will also help you find any tax benefits for buying your next car or using your tax-return to get the best loan possible. We understand that however low your credit score, shopping for your next vehicle can be a priority that you can't forego, so we'll help you get the best financing for you and your family right here at Ghent Chevrolet.
At Ghent Chevrolet, we know that not everyone has a perfect credit history - bankruptcy, no credit history repossession or other bad credit issues. This doesn't mean you can't qualify for financing of a new car from Ghent. We strive to get every shopper into a car in their budget, regardless of your history. 1 in 3 people who qualify for a new car lease have subprime credit, so give us a call (970) 439-4859 today or fill out the finance form to start the process today to get in a new car.
All You Need to drive away in a car today is:
Your last 2 paystubs*
Current Utility Bill, phone bill OR cable bill
Valid Driver's license
Proof of Insurance
*Proof of income for all applicants: (Bring all that apply? 2 months? Pay stubs, SSI Award letters, Disability Awards, L.E.S. Retirement Plans, Self Employed-1099s, 3 months most recent and statements, and /or last 2 years tax returns.
Auto Leasing & Bad Credit - Did you know?
It may be possible to get lease a new car with payments lower than buying a used car
In 2014, the average used car interest rate was 22% higher than new car interest rates
For deep subprime credit shoppers: Average new car interest rate: 12.42% and Average used car interest rate: 18.33%
Average monthly loan payment: $363 and the Average monthly lease payment: $234
35% of a credit score is payment history, so if you make your lease payments on time, this will improve quickly, helping to rebuild your credit