Skip to Main Content

Financing FAQs answered - Ghent Chevrolet in GREELEY

Auto Financing FAQ - Ghent Chevrolet


Buying a car can be a headache. First, you examine the Chevrolet car or truck you desire, and next you must seek out answers to your financial questions. Ghent Chevrolet would like to make car buying in GREELEY as easy as possible for you, which is why we supply an auto financing FAQ. If you can't locate the answers to your questions on this page, then give us a call at (970) 439-4859 and one of our finance professionals will be in touch.

    What Does This Auto Financing Jargon Mean?

    1. Precisely what is APR or Annual Percentage Rate?
       APR is the interest rate expressed annually on the unpaid balance of your auto loan. 
    2. What factors influence my APR rate? 
      There are several variables associated with defining APR rates. One element is current economic bank rates, another is credit history, a third is your down payment on the auto loan, a fourth is the quantity you want to finance, as well as the type of vehicle you're financing and the length of your financing contract. 
    3. What is Fixed Rate Financing? 
      Fixed Rate Financing is where the finance rate stays exactly the same over the life of the auto loan, making your repayments the exact same over the duration of your loan. 
    4. What is Variable Rate Financing? 
      Variable Rate Financing is where the finance rate changes dependent upon market trends, making the amount you pay over the life span of the loan fluctuate compared to market bank rates. 
    5 .What is Wholesale Rate? 
      The Wholesale rate signifies the rate at which the assignee acquires a retail installment sale contract from Ghent Chevrolet. 
    6. Who is the Assignee? 
      The assignee is the bank that purchases your auto loan from Ghent Chevrolet.

      What info will Ghent Chevrolet ask of you when applying for an auto loan?


      Expect to supply some, if not all, of the below details to Ghent Chevrolet when applying for an auto loan.
      1. Your name 
      2. Social Security number 
      3. Date of birth 
      4. Current and previous address 
      5. Current and previous employer 
      6. Sources of income 
      7. Gross monthly income 
      8. Financial information that may consist of current credit accounts and other debt obligations 
      9. Credit rating obtained through a credit check

        Service And Parts Specials

        Most ACDelco Gold 30-Mo Batteries Installed

        30-month free-replacement limited warranty**

        Coupon Code: 207
        $169.95
        Expires
        04-01-2023
        Offer Disclosure
        *Tax extra. Installation extra on some vehicles. **Please see your Dealer to learn more about exclusions and the warranty part details and qualifications.

          ACDelco Silver Front Brake Rotors installed on most cars & small SUVs

          12 Months/Unlimited Mile Warranty**

          Coupon Code: 214
          $199.95
          Expires
          04-01-2023
          12 Months/Unlimited Mile Warranty**
          Offer Disclosure
          *Tax extra. Excludes coated rotors, enhanced-performance rotors, medium-duty trucks, and other select vehicles. **Please see Dealer to learn more about the warranty part details and qualifications.

            ACDelco Silver Front Brake Rotors installed on most trucks and full-size SUVs

            12 Months/Unlimited Mile Warranty**

            Coupon Code: 215
            $249.95
            Expires
            04-01-2023
            12 Months/Unlimited Mile Warranty**
            Offer Disclosure
            *Tax extra. Excludes coated rotors, enhanced-performance rotors, medium-duty trucks, and other select vehicles. **Please see Dealer to learn more about the warranty part details and qualifications.

              Most ACDelco Silver 18-Mo Batteries Installed

              18-month free-replacement limited warranty**

              Coupon Code: 241
              $139.95
              Expires
              04-01-2023
              Offer Disclosure
              *Tax extra. Installation extra on some vehicles. **Please see your Dealer to learn more about exclusions and the warranty part details and qualifications.

                8-Quart Mobil 1® Full Synthetic Oil Change

                Coupon Code: 228
                $119.95
                Expires
                04-01-2023
                Offer Disclosure
                *Tax, and more than 8 quarts of oil extra. Excludes diesel engines. See owner's manual for specific oil grades recommended by vehicle model.

                  6-Quart Mobil 1® Full Synthetic Oil Change

                  Coupon Code: 226
                  $109.95
                  Expires
                  04-01-2023
                  Offer Disclosure
                  *Tax, and more than 6 quarts of oil extra. Excludes diesel engines. See owner's manual for specific oil grades recommended by vehicle model.

                    8-Quart ACDelco GM OE dexos1® Full Synthetic Oil Change

                    Coupon Code: 224
                    $89.95
                    Expires
                    04-01-2023
                    Offer Disclosure
                    *Tax, and more than 8 quarts of oil extra. Excludes diesel engines. See owner's manual for specific oil grades recommended by vehicle model.

                      6-Quart ACDelco GM OE dexos1® Full Synthetic Oil Change

                      Coupon Code: 204
                      $69.95
                      Expires
                      04-01-2023
                      Offer Disclosure
                      *Tax, and more than 6 quarts of oil extra. Excludes diesel engines. See owner's manual for specific oil grades recommended by vehicle model.

                        Most ACDelco Gold Front Brake Pads Installed

                        24 Months/Unlimited Mile Warranty**

                        Coupon Code: 203
                        $149.95
                        Expires
                        04-01-2023
                        Offer Disclosure
                        *Installation and rotor inspection included. Turning or replacing rotors, all other services, and tax extra. Excludes high performance brake pads and some vehicles. **Please see Dealer to learn more about the warranty part details and qualifications.

                          Air Conditioning Service

                          Coupon Code: 8
                          $119.95
                          Expires
                          05-01-2023
                          Performance test system. Inspect system for leaks. Check drive belt condition and tension. Check hoses. Up to 1lb of refrigerant of 134A. Plus tax and supplies. Not valid with other offers. Coupon valid at vehicle check-in only.
                          Offer Disclosure
                          *Service Advisor use op code MAC119.

                            Complimentary Alignment Check

                            $99.95 Four Wheel Alignment If Needed

                            Coupon Code: 119
                            FREE
                            Expires
                            04-01-2023
                            Check steering, suspension and shocks. Set toe-in, camber and caster (where applicable). Check tie-rods and ball joints. Check tire pressure and inspect tires for cuts, damage, and uneven wear. Plus tax and supplies. Coupon valid at vehicle check-in only.
                            **See Service Advisor For Details.
                            Offer Disclosure
                            *Service Consultant Op Code: M4WA59

                              Brake Refresh Service

                              Coupon Code: 6
                              $96.95
                              Expires
                              04-01-2023
                              Plus tax, if applicable. Not valid with other offers. Coupon valid at vehicle check-in.
                              Offer Disclosure
                              *Coupon Code BK1000

                                Advanced Formula Oil Additive

                                Coupon Code: 51
                                $16.95
                                Expires
                                04-01-2023
                                Advanced formula oil additive (does not include oil change).
                                Offer Disclosure
                                *Please contact us for more information.

                                  Tire Rotation & Balance

                                  Coupon Code: 43
                                  $49.95
                                  Expires
                                  04-01-2023
                                  Rotate and balance your tires. Tire Rotations may not be recommended for all models. Check your owner's manual for details. Some vehicles slightly higher. Not valid with other offers. Plus tax and supplies. Coupon valid at vehicle check-in only.
                                  Offer Disclosure
                                  *Service Advisor use op code MROT29

                                    Quality Chevrolet Wiper Blades

                                    Coupon Code: 50
                                    $37.99
                                    Quality Chevrolet wiper blades installed.
                                    Offer Disclosure
                                    *Coupon Code CPWIPERS

                                      Cabin Air Filter Rebate

                                      Up to a $10 rebate* on the purchase and installation of one select cabin air filter

                                      Coupon Code: 314
                                      Expires
                                      02-27-2023
                                      Eligible brands are ACDelco Original Equipment ($10 rebate per cabin air filter) or ACDelco Gold ($7.50 rebate per cabin air filter).
                                      Offer Disclosure
                                      *Purchase and installation must be made at a participating U.S. GM dealer. See mycertifiedservicerebates.com for details and rebate form, which must be submitted by 3/31/2023. Limit one rebate per VIN. Allow 6 to 8 weeks for delivery of debit card. Offer ends 2/28/2023.

                                        Engine Air Filter Rebate

                                        Up to a $10 rebate* on the purchase and installation of one select engine air filter

                                        Coupon Code: 315
                                        Expires
                                        02-27-2023
                                        Eligible brands are ACDelco Original Equipment ($10 rebate per engine air filter) or ACDelco Gold ($7.50 rebate per engine air filter).
                                        Offer Disclosure
                                        *Purchase and installation must be made at a participating U.S. GM dealer. See mycertifiedservicerebates.com for details and rebate form, which must be submitted by 3/31/2023. Limit one rebate per VIN. Allow 6 to 8 weeks for delivery of debit card. Offer ends 2/28/2023.

                                          Wiper Blade Rebate

                                          Up to a $15 rebate* on the purchase of three ACDelco Wiper Blades

                                          Coupon Code: 308
                                          Expires
                                          02-27-2023
                                          Eligible brands are ACDelco Original Equipment ($5 rebate per wiper blade), ACDelco Gold ($4 rebate per wiper blade), or ACDelco Silver ($3 rebate per wiper blade).
                                          Offer Disclosure
                                          *Purchase must be made at a participating U.S. GM dealer. See mycertifiedservicerebates.com for details and rebate form, which must be submitted by 3/31/2023. Limit three wiper rebates per VIN. Allow 6 to 8 weeks for delivery of debit card. Offer ends 2/28/2023.

                                            Battery Rebate

                                            Up to a $20 rebate* on the purchase of one select ACDelco Battery

                                            Coupon Code: 309
                                            Expires
                                            02-27-2023
                                            Eligible brands are ACDelco Gold ($20 rebate per battery) or ACDelco Silver ($10 rebate per battery).
                                            Offer Disclosure
                                            *Purchase and installation must be made at a participating U.S. GM dealer. See mycertifiedservicerebates.com for details and rebate form, which must be submitted by 3/31/2023. Limit one rebate per VIN. Allow 6 to 8 weeks for delivery of debit card. Offer ends 2/28/2023.

                                              Tire Price Match Guarantee

                                              Provide us with a better eligible* price at the time of purchase and we'll match it. Find a better price within 30 days of the purchase, and we'll refund the difference.

                                              Coupon Code: 201
                                              Expires
                                              12-30-2023
                                              Eligible Tire Brands: BFGoodrich, Bridgestone, Continental, Dunlop, Firestone, General, Goodyear, Hankook, Kelly, Michelin, Pirelli, and Uniroyal.
                                              Offer Disclosure
                                              *Ad, written estimate, or Internet quote for identical tire(s) from a competing tire retailer/installer located within 100 miles of the dealer required during guarantee period for price match. At Participating Dealers Only. Offer ends 12/31/2023.

                                                Wiper Blades

                                                Good wipers $37.99 Better wipers $47.99 Best wipers $57.99

                                                $37.99
                                                Parts and labor included in price.
                                                Offer Disclosure
                                                *Not all vehicles qualify. See dealer for details.