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Financing FAQs answered - Ghent Chevrolet in Greeley

Auto Financing FAQ - Ghent Chevrolet


Buying a car can be a headache. First, you examine the Chevrolet car or truck you desire, and next you must seek out answers to your financial questions. Ghent Chevrolet would like to make car buying in Greeley as easy as possible for you, which is why we supply an auto financing FAQ. If you can't locate the answers to your questions on this page, then give us a call at (970) 439-4859 and one of our finance professionals will be in touch.

    What Does This Auto Financing Jargon Mean?

    1. Precisely what is APR or Annual Percentage Rate?
       APR is the interest rate expressed annually on the unpaid balance of your auto loan. 
    2. What factors influence my APR rate? 
      There are several variables associated with defining APR rates. One element is current economic bank rates, another is credit history, a third is your down payment on the auto loan, a fourth is the quantity you want to finance, as well as the type of vehicle you're financing and the length of your financing contract. 
    3. What is Fixed Rate Financing? 
      Fixed Rate Financing is where the finance rate stays exactly the same over the life of the auto loan, making your repayments the exact same over the duration of your loan. 
    4. What is Variable Rate Financing? 
      Variable Rate Financing is where the finance rate changes dependent upon market trends, making the amount you pay over the life span of the loan fluctuate compared to market bank rates. 
    5 .What is Wholesale Rate? 
      The Wholesale rate signifies the rate at which the assignee acquires a retail installment sale contract from Ghent Chevrolet. 
    6. Who is the Assignee? 
      The assignee is the bank that purchases your auto loan from Ghent Chevrolet.

      What info will Ghent Chevrolet ask of you when applying for an auto loan?


      Expect to supply some, if not all, of the below details to Ghent Chevrolet when applying for an auto loan.
      1. Your name 
      2. Social Security number 
      3. Date of birth 
      4. Current and previous address 
      5. Current and previous employer 
      6. Sources of income 
      7. Gross monthly income 
      8. Financial information that may consist of current credit accounts and other debt obligations 
      9. Credit rating obtained through a credit check

        Service And Parts Specials

        8-Quart ACDelco SN Plus Synthetic Blend Oil Change

        Coupon Code: 231
        $64.95*
        Expires
        07-07-2021
        Offer Disclosure
        *Tax, and more than 8 quarts of oil extra. Excludes diesel engines. See owner's manual for specific oil grades recommended by vehicle model.

          ACDelco Silver (ACDelco Advantage) Front Brake Rotors

          Installed on most cars & small SUVs

          Coupon Code: 214
          $199.95*
          Expires
          07-07-2021
          12 Months/Unlimited Mile Warranty**
          Offer Disclosure
          *Tax extra. Excludes Advantage Coated rotors, high-performance rotors, medium-duty trucks, and other select vehicles. Some ACDelco Silver parts may have formerly appeared as ACDelco Advantage. **Please see Dealer to learn more about the warranty part details and qualifications.

            Tire Rotation & Balance

            Coupon Code: 43
            $29.95
            Expires
            07-07-2021
            Rotate and balance your tires. Tire Rotations may not be recommended for all models. Check your owner's manual for details. Some vehicles slightly higher. Not valid with other offers. Plus tax and supplies. Coupon valid at vehicle check-in only.
            Offer Disclosure
            *Service Advisor use op code MROT29

              6-Quart ACDelco GM OE dexos1® Full Synthetic Oil Change

              Coupon Code: 204
              $49.95*
              Expires
              07-07-2021
              Offer Disclosure
              *Tax, and more than 6 quarts of oil extra. Excludes diesel engines. See owner's manual for specific oil grades recommended by vehicle model.

                8-Quart ACDelco GM OE dexos1® Full Synthetic Oil Change

                Coupon Code: 224
                $59.95*
                Expires
                07-07-2021
                Offer Disclosure
                *Tax, and more than 8 quarts of oil extra. Excludes diesel engines. See owner's manual for specific oil grades recommended by vehicle model.

                  Air Conditioning Service

                  Coupon Code: 8
                  $119.95
                  Expires
                  08-06-2021
                  Performance test system. Inspect system for leaks. Check drive belt condition and tension. Check hoses. Up to 1lb of refrigerant of 134A. Plus tax and supplies. Not valid with other offers. Coupon valid at vehicle check-in only.
                  Offer Disclosure
                  *Service Advisor use op code MAC119

                    6-Quart Mobil 1® Full Synthetic Oil Change

                    Coupon Code: 226
                    $89.95*
                    Expires
                    07-07-2021
                    Offer Disclosure
                    *Tax, and more than 6 quarts of oil extra. Excludes diesel engines. See owner's manual for specific oil grades recommended by vehicle model.

                      Most ACDelco Gold (ACDelco Professional) Front Brake Pads Installed

                      24 Months/Unlimited Mile Warranty**

                      Coupon Code: 203
                      $149.95*
                      Expires
                      07-07-2021
                      Offer Disclosure
                      *Installation and rotor inspection included. Turning or replacing rotors, all other services, and tax extra. Excludes high performance brake pads and some vehicles. Some ACDelco Gold parts may have formerly appeared as ACDelco Professional. **Please see your dealer to learn more about the warranty part details and qualifications.

                        Four-Wheel Alignment

                        Coupon Code: 40
                        $79.95
                        Expires
                        07-07-2021
                        Check steering, suspension and shocks. Set toe-in, camber and caster (where applicable). Check tie-rods and ball joints. Check tire pressure and inspect tires for cuts, damage, and uneven wear. Plus tax and supplies. Coupon valid at vehicle check-in only.
                        Offer Disclosure
                        *Service advisor use op code M4WA79

                          Lube, Oil & Filter

                          with Full Synthetic Oil

                          Coupon Code: 16
                          $89.95
                          Expires
                          07-07-2021
                          Excludes diesel engines. More than five quarts of oil and tax extra. See dealer for eligible vehicles and details. Not valid with other offers.
                          Offer Disclosure
                          *Filter cost may be higher on some models.

                            ACDelco Silver (ACDelco Advantage) Front Brake Rotors

                            Installed on most trucks and full-size SUVs

                            Coupon Code: 215
                            $249.95*
                            Expires
                            07-07-2021
                            12 Months/Unlimited Mile Warranty**
                            Offer Disclosure
                            *Tax extra. Excludes Advantage Coated rotors, high-performance rotors, medium-duty trucks, and other select vehicles. Some ACDelco Silver parts may have formerly appeared as ACDelco Advantage. **Please see Dealer to learn more about the warranty part details and qualifications.

                              8-Quart Mobil 1® Full Synthetic Oil Change

                              Coupon Code: 228
                              $99.95*
                              Expires
                              07-07-2021
                              Offer Disclosure
                              *Tax, and more than 8 quarts of oil extra. Excludes diesel engines. See owner's manual for specific oil grades recommended by vehicle model.

                                Most ACDelco Gold 30-MO (ACDelco Professional) Batteries Installed

                                30-month free-replacement limited warranty**

                                Coupon Code: 207
                                $199.95*
                                Expires
                                07-07-2021
                                Offer Disclosure
                                *Tax extra. Installation extra on some vehicles. Some ACDelco Gold parts may have formerly appeared as ACDelco Professional. **Please see your Dealer to learn more about exclusions and the warranty part details and qualifications.

                                  Wiper Blades

                                  Good wipers $37.99 Better wipers $47.99 Best wipers $57.99

                                  $37.99
                                  Parts and labor included in price.
                                  Offer Disclosure
                                  *Not all vehicles qualify. See dealer for details.

                                    Tire Price Match Guarantee

                                    Provide us with a better price at the time of purchase and we'll match it. Find a better price within 30 days of the purchase, and we'll refund the difference.

                                    Coupon Code: 201
                                    Expires
                                    12-31-2021
                                    Eligible Tire Brands: BFGoodrich, Bridgestone, Continental, Dunlop, Firestone, General, Goodyear, Hankook, Kelly, Michelin, Pirelli, and Uniroyal.
                                    Offer Disclosure
                                    *Ad, written estimate, or Internet quote for identical tire(s) from a competing tire retailer/installer located within 100 miles of the dealer required during guarantee period for price match. At Participating Dealers Only. Offer ends 12/31/2021.