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Financing FAQs answered - Ghent Chevrolet in GREELEY

Auto Financing FAQ - Ghent Chevrolet


Buying a car can be a headache. First, you examine the Chevrolet car or truck you desire, and next you must seek out answers to your financial questions. Ghent Chevrolet would like to make car buying in GREELEY as easy as possible for you, which is why we supply an auto financing FAQ. If you can't locate the answers to your questions on this page, then give us a call at (970) 439-4859 and one of our finance professionals will be in touch.

    What Does This Auto Financing Jargon Mean?

    1. Precisely what is APR or Annual Percentage Rate?
       APR is the interest rate expressed annually on the unpaid balance of your auto loan. 
    2. What factors influence my APR rate? 
      There are several variables associated with defining APR rates. One element is current economic bank rates, another is credit history, a third is your down payment on the auto loan, a fourth is the quantity you want to finance, as well as the type of vehicle you're financing and the length of your financing contract. 
    3. What is Fixed Rate Financing? 
      Fixed Rate Financing is where the finance rate stays exactly the same over the life of the auto loan, making your repayments the exact same over the duration of your loan. 
    4. What is Variable Rate Financing? 
      Variable Rate Financing is where the finance rate changes dependent upon market trends, making the amount you pay over the life span of the loan fluctuate compared to market bank rates. 
    5 .What is Wholesale Rate? 
      The Wholesale rate signifies the rate at which the assignee acquires a retail installment sale contract from Ghent Chevrolet. 
    6. Who is the Assignee? 
      The assignee is the bank that purchases your auto loan from Ghent Chevrolet.

      What info will Ghent Chevrolet ask of you when applying for an auto loan?


      Expect to supply some, if not all, of the below details to Ghent Chevrolet when applying for an auto loan.
      1. Your name 
      2. Social Security number 
      3. Date of birth 
      4. Current and previous address 
      5. Current and previous employer 
      6. Sources of income 
      7. Gross monthly income 
      8. Financial information that may consist of current credit accounts and other debt obligations 
      9. Credit rating obtained through a credit check

        Service And Parts Specials

        Up to $80 Strut Rebate*

        on the purchase and installation of four select struts

        Coupon Code: 320
        Expires
        11-29-2022
        Eligible brands are GM Genuine Parts ($20 rebate per strut), ACDelco Gold ($15 rebate per strut) or ACDelco Silver ($10 rebate per strut).
        Offer Disclosure
        *Purchase and installation must be made at a participating U.S. GM dealer. See mycertifiedservicerebates.com for details and rebate form. Rebate must be submitted by 12/31/2022. Limit four strut rebates per VIN. Rebate will be issued as a Visa® Gift Card. Allow 6 to 8 weeks for delivery of gift card. Offer ends 11/30/2022.

          Up to $100 Tire Rebate*

          on the purchase and installation of a set of four tires from BFGoodrich and Dunlop when purchased with a GM Rewards Card®** or $50 rebate* with any other form of payment.

          Coupon Code: 306
          Expires
          11-29-2022
          Offer Disclosure
          *Purchase and installation must be made at a participating U.S. GM dealer. See mycertifiedservicerebates.com for details and rebate form, which must be submitted by 12/31/2022. Rebate will be issued as a Visa® Gift Card. Allow 6 to 8 weeks for delivery of gift card. Offer ends 11/30/2022. **Cardmember Tire Rebate: Current GM Cardmembers or new, approved GM Rewards Cardmembers are eligible. The My GM Rewards Card is issued by Goldman Sachs Bank USA, Salt Lake City Branch, pursuant to a license by Mastercard International Incorporated. GM is solely responsible for the operation and administration of the points program. For more details about the General Motors points program, including redemption options, go to experience.gm.com/rewards/card.

            Up to $80 Shock Rebate*

            on the purchase and installation of four select shocks

            Coupon Code: 319
            Expires
            11-29-2022
            Eligible brands are GM Genuine Parts ($20 rebate per shock), ACDelco Gold ($15 rebate per shock) or ACDelco Silver ($10 rebate per shock).
            Offer Disclosure
            *Purchase and installation must be made at a participating U.S. GM dealer. See mycertifiedservicerebates.com for details and rebate form. Rebate must be submitted by 12/31/2022. Limit four shock rebates per VIN. Rebate will be issued as a Visa® Gift Card. Allow 6 to 8 weeks for delivery of gift card. Offer ends 11/30/2022.

              Up to $40 Brake Rotor Rebate*

              on the purchase and installation of four select brake rotors

              Coupon Code: 318
              Expires
              11-29-2022
              Eligible brands are GM Genuine Parts ($10 rebate per rotor), ACDelco Gold (Professional) ($7.50 rebate per rotor) or ACDelco Silver (Advantage) ($5 rebate per rotor).
              Offer Disclosure
              *Purchase and installation must be made at a participating U.S. GM dealer. See mycertifiedservicerebates.com for details and rebate form. Rebate must be submitted by 12/31/2022. Limit four brake rotor rebates per VIN. Rebate will be issued as a Visa® Gift Card. Allow 6 to 8 weeks for delivery of gift card. Offer ends 11/30/2022.

                Up to $140 Tire Rebate*

                on the purchase and installation of a set of four tires from Firestone, General, and Michelin when purchased with a GM Rewards Card®** or $70 rebate* with any other form of payment.

                Coupon Code: 307
                Expires
                11-29-2022
                Offer Disclosure
                *Purchase and installation must be at a participating U.S. GM dealer. See mycertifiedservicerebates.com for details and rebate form. Rebate must be submitted by 12/31/2022. Rebate will be issued as a Visa® Gift Card. Allow 6 to 8 weeks for delivery of gift card. Offer ends 11/30/2022. **Cardmember Tire Rebate: Current GM Cardmembers or new, approved GM Rewards Cardmembers are eligible. The My GM Rewards Card is issued by Goldman Sachs Bank USA, Salt Lake City Branch, pursuant to a license by Mastercard International Incorporated. GM is solely responsible for the operation and administration of the points program. For more details about the General Motors points program, including redemption options, go to experience.gm.com/rewards/card.

                  Up to $40 Brake Pad Rebate*

                  on the purchase and installation of select front and rear brake pads

                  Coupon Code: 303
                  Expires
                  11-29-2022
                  Eligible brands are GM Genuine Parts ($20 rebate per brake pad set), ACDelco Gold ($15 rebate per brake pad set) or ACDelco Silver ($10 rebate per brake pad set).
                  Offer Disclosure
                  *Purchase and installation must be made at a participating U.S. GM dealer. See mycertifiedservicerebates.com for details and rebate form. Rebate must be submitted by 12/31/2022. Limit two brake pad rebates per VIN (one per axle). Rebate will be issued as a Visa® Gift Card. Allow 6 to 8 weeks for delivery of gift card. Offer ends 11/30/2022.

                    Up to $200 Tire Rebate*

                    on the purchase and installation of a set of four tires from Bridgestone, Continental, Goodyear, Hankook, and Pirelli when purchased with a GM Rewards Card®** or $100 rebate* with any other form of payment.

                    Coupon Code: 301
                    Expires
                    11-29-2022
                    Offer Disclosure
                    *Purchase and installation must be at a participating U.S. GM dealer. See mycertifiedservicerebates.com for details and rebate form, which must be submitted by 12/31/2022. Rebate will be issued as a Visa® Gift Card. Allow 6 to 8 weeks for delivery of gift card. Offer ends 11/30/2022. **Cardmember Tire Rebate: Current GM Cardmembers or new, approved GM Rewards Cardmembers are eligible. The My GM Rewards Card is issued by Goldman Sachs Bank USA, Salt Lake City Branch, pursuant to a license by Mastercard International Incorporated. GM is solely responsible for the operation and administration of the points program. For more details about the General Motors points program, including redemption options, go to experience.gm.com/rewards/card.

                      Air Conditioning Service

                      Coupon Code: 8
                      $119.95
                      Expires
                      12-29-2022
                      Performance test system. Inspect system for leaks. Check drive belt condition and tension. Check hoses. Up to 1lb of refrigerant of 134A. Plus tax and supplies. Not valid with other offers. Coupon valid at vehicle check-in only.
                      Offer Disclosure
                      *Service Advisor use op code MAC119.

                        6-Quart ACDelco GM OE dexos1® Full Synthetic Oil Change

                        Coupon Code: 204
                        $69.95*
                        Expires
                        11-29-2022
                        Offer Disclosure
                        *Tax, and more than 6 quarts of oil extra. Excludes diesel engines. See owner's manual for specific oil grades recommended by vehicle model.

                          Most ACDelco Gold 30-MO (ACDelco Professional) Batteries Installed

                          30-month free-replacement limited warranty**

                          Coupon Code: 207
                          $169.95*
                          Expires
                          11-29-2022
                          Offer Disclosure
                          *Tax extra. Installation extra on some vehicles. Some ACDelco Gold parts may have formerly appeared as ACDelco Professional. **Please see your Dealer to learn more about exclusions and the warranty part details and qualifications.

                            Complimentary Alignment Check

                            $99.95 Four Wheel Alignment If Needed

                            Coupon Code: 119
                            FREE
                            Expires
                            11-29-2022
                            Check steering, suspension and shocks. Set toe-in, camber and caster (where applicable). Check tie-rods and ball joints. Check tire pressure and inspect tires for cuts, damage, and uneven wear. Plus tax and supplies. Coupon valid at vehicle check-in only.
                            **See Service Advisor For Details.
                            Offer Disclosure
                            *Service Consultant Op Code: M4WA59

                              Brake Refresh Service

                              Coupon Code: 6
                              $96.95
                              Expires
                              11-29-2022
                              Plus tax, if applicable. Not valid with other offers. Coupon valid at vehicle check-in.
                              Offer Disclosure
                              *Coupon Code BK1000

                                Most ACDelco Silver 18-MO (ACDelco Advantage) Batteries Installed

                                18-month free-replacement limited warranty**

                                Coupon Code: 241
                                $139.95*
                                Expires
                                11-29-2022
                                Offer Disclosure
                                *Tax extra. Installation extra on some vehicles. Some ACDelco Silver parts may have formerly appeared as ACDelco Advantage. **Please see your Dealer to learn more about exclusions and the warranty part details and qualifications.

                                  Advanced Formula Oil Additive

                                  Coupon Code: 51
                                  $16.95
                                  Expires
                                  11-29-2022
                                  Advanced formula oil additive (does not include oil change).
                                  Offer Disclosure
                                  *Please contact us for more information.

                                    Quality Chevrolet Wiper Blades

                                    Coupon Code: 50
                                    $37.99
                                    Expires
                                    11-29-2022
                                    Quality Chevrolet wiper blades installed.
                                    Offer Disclosure
                                    *Coupon Code CPWIPERS

                                      8-Quart Mobil 1® Full Synthetic Oil Change

                                      Coupon Code: 228
                                      $119.95*
                                      Expires
                                      11-29-2022
                                      Offer Disclosure
                                      *Tax, and more than 8 quarts of oil extra. Excludes diesel engines. See owner's manual for specific oil grades recommended by vehicle model.

                                        6-Quart Mobil 1® Full Synthetic Oil Change

                                        Coupon Code: 226
                                        $109.95*
                                        Expires
                                        11-29-2022
                                        Offer Disclosure
                                        *Tax, and more than 6 quarts of oil extra. Excludes diesel engines. See owner's manual for specific oil grades recommended by vehicle model.

                                          Most ACDelco Gold (ACDelco Professional) Front Brake Pads Installed

                                          24 Months/Unlimited Mile Warranty**

                                          Coupon Code: 203
                                          $149.95*
                                          Expires
                                          11-29-2022
                                          Offer Disclosure
                                          *Installation and rotor inspection included. Turning or replacing rotors, all other services, and tax extra. Excludes high performance brake pads and some vehicles. Some ACDelco Gold parts may have formerly appeared as ACDelco Professional. **Please see your dealer to learn more about the warranty part details and qualifications.

                                            ACDelco Silver (ACDelco Advantage) Front Brake Rotors

                                            Installed on most trucks and full-size SUVs

                                            Coupon Code: 215
                                            $249.95*
                                            Expires
                                            11-29-2022
                                            12 Months/Unlimited Mile Warranty**
                                            Offer Disclosure
                                            *Tax extra. Excludes Advantage Coated rotors, high-performance rotors, medium-duty trucks, and other select vehicles. Some ACDelco Silver parts may have formerly appeared as ACDelco Advantage. **Please see Dealer to learn more about the warranty part details and qualifications.

                                              ACDelco Silver (ACDelco Advantage) Front Brake Rotors

                                              Installed on most cars & small SUVs

                                              Coupon Code: 214
                                              $199.95*
                                              Expires
                                              11-29-2022
                                              12 Months/Unlimited Mile Warranty**
                                              Offer Disclosure
                                              *Tax extra. Excludes Advantage Coated rotors, high-performance rotors, medium-duty trucks, and other select vehicles. Some ACDelco Silver parts may have formerly appeared as ACDelco Advantage. **Please see Dealer to learn more about the warranty part details and qualifications.

                                                8-Quart ACDelco GM OE dexos1® Full Synthetic Oil Change

                                                Coupon Code: 224
                                                $89.95*
                                                Expires
                                                11-29-2022
                                                Offer Disclosure
                                                *Tax, and more than 8 quarts of oil extra. Excludes diesel engines. See owner's manual for specific oil grades recommended by vehicle model.

                                                  Tire Rotation & Balance

                                                  Coupon Code: 43
                                                  $49.95
                                                  Expires
                                                  11-29-2022
                                                  Rotate and balance your tires. Tire Rotations may not be recommended for all models. Check your owner's manual for details. Some vehicles slightly higher. Not valid with other offers. Plus tax and supplies. Coupon valid at vehicle check-in only.
                                                  Offer Disclosure
                                                  *Service Advisor use op code MROT29

                                                    Tire Price Match Guarantee

                                                    Provide us with a better eligible* price at the time of purchase and we'll match it. Find a better price within 30 days of the purchase, and we'll refund the difference.

                                                    Coupon Code: 201
                                                    Expires
                                                    12-31-2022
                                                    Eligible Tire Brands: BFGoodrich, Bridgestone, Continental, Dunlop, Firestone, General, Goodyear, Hankook, Kelly, Michelin, Pirelli, and Uniroyal.
                                                    Offer Disclosure
                                                    *Ad, written estimate, or Internet quote for identical tire(s) from a competing tire retailer/installer located within 100 miles of the dealer required during guarantee period for price match. At Participating Dealers Only. Offer ends 12/31/2022.

                                                      Wiper Blades

                                                      Good wipers $37.99 Better wipers $47.99 Best wipers $57.99

                                                      $37.99
                                                      Parts and labor included in price.
                                                      Offer Disclosure
                                                      *Not all vehicles qualify. See dealer for details.